Loan Officer

Location(s) : Bhadrak

Job Details

Job Title - Loan Officer

Spandana Sphoorty Financial Limited.

Location(s) : Bhadrak Exp : 0 - 3 Years Salary : 1.5 - 3 INR L.P.A. Qualification : 12th Pass
Course : Arts Specialization : Arts Other Course : 12th Other Specialization : NA

Posted On : May 04, 2024 | Job Type : Full Time | Gender : Male | Function : Field Executive | PWD : No

This job is fullfiled or expired, Explore more jobs.

Job Description

Loan Officer

Loan Disbursement-

· Village survey, sourcing New Clients and Group Formation

· Assess customer’s needs, explore all options and introduce different types of Loans.

· Interview Applicants to Determine Financial eligibility and Feasibility of granting Loans.

· Counsel Clients on Policies and Restrictions,

· Giving Compulsory Group Training to Clients.

· Sourcing KYCs documents from Loan Applicants.

· Respond to Loan Applicants questions and resolve any loan related issues.

Collections

· Tele calling and Contacting customers and informing them of their Overdue Payments

· Create plans and strategies for collection of debts on regular demands.

Demand Posting of Collection on Application

Bike and Driving License required

Company :	Spandana Sphoorty Financial Limited.
Type :	BFSI
Contact Person :	Dalpreet Kaur
Email :	dalpreet.kaur@spandanasphoorty.com
Phone :	7074134789
Website :	https://www.spandanasphoorty.com
Address :	Bhubaneswar, Odisha

About Company

At Spandana, its all about WE! WE Signifies Collaboration. Indicates Togetherness. Means you and us as a group. For us, We also stands for Women Empowerment and Women Entrepreneurship! Since the start of our journey in 1998, for us, it has always been about ways to empower women, ways to give wings to her entrepreneurial aspirations, ways to give her financial independence, ways to give her financial security. And importantly… ways to uplift communities. Our micro-loans, designed specifically for women borrowers, have helped uplift the lives of millions of households that used these loans to acquire assets and to enhance their incomes. The convenience of door-step delivery of financial services to our customers have saved innumerable man-days spent visiting a bank which, most of our customers were not at ease with. Our customers also get freedom from the exorbitant interest rates charged by a local money lender. We rely on the social underwriting of loans aka., the JLG model of microfinance, thereby giving our borrowers an opportunity to start from scratch. Our loan products are designed keeping in mind the evolving needs of our customers while also ensuring that they are sustainable for borrowers. Most of our colleagues are from the same socio-cultural background as our borrowers which provides a degree of comfort to our borrowers. All this, just to ensure that our customers and the communities that we operate in, prosper. Our ambition is to be the wind beneath the aspirational flight of our customers.

5 signs to identify fake job offers :

Asking for money (mostly refundable).
Looking for confidential information (Credit Card / OTP / Aadhar / PAN, etc).
Badly written job ads (incorrect grammar).
Offering easy hiring criteria (on the spot offer, no interview).
Luring with salary beyond expectation.

4 ways to protect yourself against job frauds :

Never respond without verifying the legitimacy of the job offer.
Do not share personal/bank account details with anyone.
Refuse to make any payment for job offers.
Verify online presence and reviews of the recruitment firm.