Job Title: Sales Executive ( TWO Wheeler is mandatory )

Key Responsibilities:

1. Sales & Lead Generation:
   • Actively prospect and generate leads through various channels like cold calling, referrals, and networking.
   • Identify and target potential customers who are interested in loan products such as personal loans, home loans, business loans, or car loans.
   • Meet or exceed sales targets and key performance indicators (KPIs) related to loan sales.
2. Customer Consultation:
   • Conduct meetings or calls with potential clients to assess their financial needs and recommend suitable loan products.
   • Provide detailed information about the features, benefits, terms, and conditions of the loan products available.
   • Explain the application process, interest rates, repayment schedules, and any other relevant loan-related details to clients.
3. Loan Application Assistance:
   • Guide customers through the loan application process, ensuring all necessary documentation is collected.
   • Help clients fill out application forms, gather necessary paperwork, and provide ongoing support throughout the approval process.
4. Customer Relationship Management:
   • Build and maintain strong relationships with clients by providing excellent customer service and follow-up.
   • Address customer queries and concerns promptly to maintain a high level of satisfaction.
   • Provide after-sales support, ensuring the customer is satisfied with their loan product and the process.
5. Documentation and Compliance:
   • Ensure all loan documentation is complete and accurate before submission to the processing or underwriting department.
   • Maintain records of loan transactions and ensure all sales activities comply with company policies, regulatory requirements, and legal standards.
   • Work closely with the legal and compliance teams to ensure all loans meet the necessary requirements.
6. Collaboration with Other Teams:
   • Collaborate with credit and underwriting teams to assess loan eligibility and assist in the approval process.
   • Work closely with other departments like marketing, operations, and customer service to ensure smooth loan processing and client satisfaction.
7. Market Research:
   • Stay up-to-date with industry trends, competitors’ loan offerings, and market conditions to better understand customer needs and enhance sales efforts.
   • Suggest new loan products or modifications to existing products based on customer feedback and market demand.