Dear Candidate,

• Hiring in AU Small Finance Bank for Sales Executive/Officer : Home Loan/Wheels Loan/ Micro Business Loan
• Job Purpose

Sales executive is the primary interface of the company with the customer as well as various sourcing channels through which we source business

• QualificationGraduates 

Relevant Experience0-3 Years, Major in Age ( Not Minor) , NOC from other institution ( if coming from another FI/ employer ) , having Smart phone and know to take pictures and uploading in computer , CIBIL should be non defaulter.

Functional CompentenciesKnowledge of regional Language , written and verbal knowledge of Hindi and English , comfortable with sales , marketing activities and collection capabilities , having general knowledge of normal title documents of property.

Should be preferably from local area  having geographical know how of the place 

Behavioural  CompetenciesCustomer Focus, Integrity

Bias for Action and Urgency, Dramatic Growth

Hard Work and Detail Orientation

Job Responsibilities:- 

1.  To understand the core of the Company s business philosophy and methodology
2.  To execute the thought process towards product  and pricing
3.  To generate potential business leads from sourcing channels 
4.  To identify and assess the potential of the designated market
5.  To assess the customer profile, collect necessary documentation and recommend customers to credit buyers for approval
6. Financial ResponsibilitiesAlso responsible for Asset verification and Non starter-Early default cases
7.  Prospect New and Existing  Customers to generate Sales
8.  Manage relationship with dealers, Commercial Associates, referrals and other sourcing channels to ensure that business volumes are generated through these channels. 
9.  Monitor deferrals and post disbursement documents and ensure that these are collected in a timely manner
10.  To be responsible for minimum first six month collection from his self sourcing customers
11.  Also responsible for Asset verification and Non starter-Early default cases
12.  To ensure his own threshold targets are met every month 
13.   Achievement of Volume targets - monthly , Quarterly and Yearly 
14.  Timely service customer service requests and build relationships with key opinion makers to ensure that we get repeat and referral business through our customers and are their preferred choice of financier
15. Non Financial Responsibilities To understand the core of the Company s business philosophy and methodology
16. Explain the terms and conditions to the customer with full transparency and clarity in line with the company’s motto of 4Fs – Fair, Fast, Flexible and Friendly
17. Provide timely feedback on customers to the channels
18. Compliance & Risk ResponsibilitiesDCR has to submit on daily basis to his senior either in the evening or next month morning