Benefits

• Performance-based incentive
• Provident Fund (PF) and Employees' State Insurance (ESI) benefits.
• Gratuity and comprehensive insurance coverage.
• Mobile allowance/reimbursement.

Key Responsibilities 

• Evaluate loan applications by assessing customers' financial profiles, repayment capacity, and creditworthiness.
• Review and verify customer documents to ensure compliance with company policies and regulatory requirements.
• Conduct credit risk assessments and recommend loan approvals or rejections based on established guidelines.
• Monitor loan portfolios to maintain asset quality and minimize credit risk.
• Coordinate with sales, operations, and collections teams to ensure timely loan processing and disbursement.
• Ensure accurate documentation and maintain complete credit records and reports.
• Monitor delinquency trends and implement preventive measures to reduce portfolio risk.
• Ensure adherence to Standard Operating Procedures (SOPs), internal credit policies, and regulatory compliance.